If Payments Got UPI, Banking Products Deserve the Same
Blostem is building the unified infrastructure layer that makes banking products available on every digital platform through a single integration.
India's Rs.131 Lakh Crore FD Market is Fragmented
Every platform that wants to offer banking products rebuilds the same stack from scratch: bank integrations, KYC, compliance, payment gateways, servicing. This is expensive, slow, and creates a fragmented ecosystem where neither banks nor fintechs can scale efficiently.
50+
Banks & NBFCs
Each requiring separate integration, compliance, and maintenance
6-12
Months to Go Live
Average time for a platform to build banking product infrastructure
Rs.10 Cr+
Infrastructure Cost
Engineering investment every platform repeats from scratch
Mission & Vision
The driving force behind everything we build
Our Mission
Make banking products available on every digital platform through a single infrastructure layer. One SDK. Multiple banks. All products. Fully compliant.
Our Vision
A future where any digital platform can offer banking products as easily as they accept payments today. No separate integrations. No compliance teams. Just infrastructure that works.
Founding Team
Four co-founders with 50+ years of combined expertise in fintech, banking, and technology
Sandeep Garg
Co-Founder & CEO
Product & Partnerships
Veteran Banking Professional, 14+ Years
Ravi Jain
Co-Founder & MD
Business & Finance
14+ Years Finance & Consulting
Pankaj Pratap Singh
Co-Founder & CTO
Tech-solutions Architect
Seasoned Solutions Architect, 14+ years expertise
Uday Sharma
Co-Founder & COO
Operations & Delivery
15+ years of experience in diverse global projects
Our Investors
Backed by marquee names who believe in building India's banking infrastructure layer
Rainmatter by Zerodha
Mobikwik
AC Ventures
Kapil Bharti
Co-Founder Delhivery
GrowX
Blue Lotus
Core Values
The principles that shape every decision we make
Speed First
We believe in shipping fast. Partners go live in under 7 days, not months. Velocity is our competitive edge.
Compliance-First
Every product, every integration is built with bank-grade security and in-built compliance by design. Security and regulation are foundational, not afterthoughts.
Single Integration
One SDK, one API, multiple banks. We eliminate redundant engineering so platforms can focus on their core product.
Partnership
We win when our partners win. Deep alignment with banks, NBFCs, and fintechs drives our product roadmap.
Showcasing Our Vision
Building relationships and sharing our banking infrastructure vision at leading fintech conferences and industry events
First Appearance
Networked with banking and fintech leaders in Mumbai. Introduced the FD aggregation concept to the industry and gathered early validation.
Showcased Products
Demonstrated the expanded banking products suite. Connected with 100+ potential partners and significantly expanded the partnership pipeline.
Emerging Infrastructure Player
Featured as an emerging fintech infrastructure startup. Officially launched the Blostem AI Lab vision to a wider audience.
Where We Work
Three offices across NCR powering India's fintech infrastructure
Noida
Office No-814, 8th Floor, A-5, Grovy Optiva, Block A, Sector 68
Gurgaon
Building 145, Cabin 2.7-2.8, Sector 44
Delhi
BA/37G, GF, Karol Bagh
Build With Us
Whether you want to integrate our infrastructure or join our team, we would love to hear from you.