Fixed Deposit Infrastructure
That Feels Like Yours
Offer Fixed Deposits from multiple banks and NBFCs through a single SDK integration. Complete white-label booking flow — KYC, payment, VKYC, and portfolio management — in your brand.
Issuer Partners
10+
Bank & NBFC Issuers
30+
Distribution Partners
< 7 Days
Partner Go-Live Time
100%
Fully Compliant
Trusted by
Building FD Infrastructure In-House?
Here's what that actually looks like.
9-12 months for each bank
Bank-by-bank Integration
Different APIs, KYC vendors, settlement processes, compliance and infosec sign-offs for every bank partner
100 + Checkpoints
Built-In Compliance
KYC, Consent management, Validations — built into the infrastructure from day one
Daily ops
Service, Support & Recon
Payment reconciliation, FD status mismatches, bank MIS mapping, and customer query handling — every single day
3-5 engineers/year + Dedicated Product Team
Permanent Maintenance
Rates change, APIs change, regulations change — forever
Total in-house cost: ₹3-5 Crore first year + ₹80L-1.2Cr/year ongoing maintenance
Every Pixel. Your Brand. No Code.
Not a redirect. Not an iframe. A native experience configured entirely through our CMS.
Your Brand, Everywhere
Your logo, colors, fonts, and style — applied across every screen so users never leave your app experience
Launch in Days, Not Months
Go live in under 7 days with zero engineering effort. We handle setup, testing, and deployment end to end
Every Word is Yours
Headlines, buttons, messages, and disclaimers — all customizable per partner, no code changes needed
One Look, One Click
Premium, Playful, Minimal, or Corporate — pick a personality and the entire UI adapts instantly
Same Infrastructure — Five Distinct Brand Personalities
Pill buttons, vibrant blue, bounce animations — powered by the same booking engine, compliance layer, and bank integrations.
Your Brand. Our Infrastructure.
Every pixel, every message, every interaction — fully customizable via CMS. Zero code changes for theming updates.
Visual Identity
- Brand colors, fonts, and logos
- Custom button styles and animations
- Light and dark mode support
- Mobile-first responsive design
Content & Messaging
- CTAs, headers, and body copy
- Error messages and success states
- Nudge copy and smart prompts
- Legal disclaimers and T&C text
Feature Toggles
- Payment methods (UPI, NB, NEFT)
- KYC flow steps to show/skip
- Referral and reward programs
- Post-booking feature set
Not Just Bookings. A Retention Engine.
Every post-booking feature is a reason for the user to stay in your ecosystem.
Portfolio Dashboard
Active FDs, maturity timeline, total interest earned — users see their money growing inside your app
Weekly engagement driver
Maturity Alerts
Push notifications at 30, 15, 7, and 1 day before maturity. No FD silently matures and sits idle
40%+ target open rate
Auto-Renewal Nudges
Rate comparison at maturity: "Renew at 8.35% with one tap." Renewals without re-booking
Drives repeat revenue
Referral Program
WhatsApp sharing, tracking dashboard, partner-configurable rewards. Users become your distribution
5%+ participation target
Tax Documents
Interest certificates, TDS details, Form 15H/15G reminders. Tax season means app opens
Compliance + convenience
Premature Withdrawal
In-app withdrawal requests with penalty calculator. Reduces customer service load by 60%+
Lower support costs
All features are toggle-able per partner via CMS. Turn on what fits your product strategy.
Built for India's Financial Regulations
Audited, certified, and approved. We've passed every security review so you don't have to.
ISO 27001 Certified
Information security management system independently audited and certified
Source Code Audit
Complete source code review by independent security auditors — no vulnerabilities in production
Data Localization Audit
All data stored and processed within India, fully compliant with data localization norms
Independent Systems Audit
Comprehensive systems audit by independent auditors — infrastructure meets all banking industry standards
VAPT Certified
Vulnerability Assessment and Penetration Testing completed by CERT-In empanelled auditors
Bank Infosec Compliance
Met infosec requirements of all banking partners — cleared security reviews for every integration
Bank Grade Security
ISO 27001 Certified
Source Code Audited
Systems Audit Certified
VAPT Certified
Bank Infosec Compliant
Trusted Ecosystem
10+ issuers. 30+ distribution partners. Live and processing.
Bank & NBFC Issuers
Distribution Partners
Backed By
From Brand Assets to Live FDs in 3 Days
A repeatable, no-code process. You provide brand assets. We handle everything else.
Day 0
You Provide
Day 1
We Configure
Day 2
Validate & Launch
Ready to Launch FDs in Your App?
Join Zerodha, Jio, MobiKwik, Jupiter, and 30+ platforms already offering Fixed Deposits through Blostem.