Recurring Deposit Infrastructure
Automated Wealth Building
Enable your users to build savings habits with automated recurring deposit bookings across multiple banks. Powered by UPI Autopay for seamless monthly deductions.
8.5%
Top RD Rate (p.a.)
Rs.500
Min Monthly Deposit
10 Years
Max Tenure
100%
Autopay Success Rate
Same infrastructure as FDs
Why RDs Fail Without Automation
Manual recurring deposits have dismal completion rates. Here's why.
72% drop-off
Manual Monthly Transfers
Users forget to transfer money each month. Without automation, RD completion rates plummet.
6+ months to build
No Autopay Infrastructure
UPI Autopay mandate registration, execution, and failure handling — all from scratch.
Different APIs per bank
Multi-Bank Complexity
Each bank has unique RD booking flows, tenure rules, and interest calculation methods.
Constant updates
Compliance Overhead
Regulatory mandate rules, KYC requirements, and TDS regulations change frequently.
Everything You Need for RD Distribution
From autopay setup to maturity tracking — a complete recurring deposit platform in a single SDK.
UPI Autopay Integration
Automated monthly deductions via UPI Autopay mandates. Set once, save every month without manual intervention.
Multi-Bank RD Options
Offer RD products from multiple banks and NBFCs through a single integration. Competitive rates up to 8.5% p.a.
Flexible Tenures
Support for tenures ranging from 6 months to 10 years with customizable monthly deposit amounts starting from Rs.500.
White-Label RD Journey
Fully customizable booking flow that matches your brand identity. Same white-label engine as our FD infrastructure.
Smart Reminders
Automated notifications for upcoming deductions, failed payments, and mandate renewals. Keep users informed and engaged.
Savings Goal Tracking
Visual progress tracking toward savings goals. Users see their wealth building month over month inside your app.
Complete RD Journey in Your Brand
Every screen, every notification, every interaction — fully customizable to match your product experience.
Booking Flow
- Amount selection with goal-based nudges
- Tenure picker with maturity calculator
- UPI Autopay mandate registration
- KYC and bank account verification
Post-Booking
- Monthly deduction status tracking
- Missed payment retry automation
- Mandate modification support
- Premature closure with penalty calc
Engagement
- Savings milestone celebrations
- Goal completion notifications
- Renewal and top-up suggestions
- Tax document generation
Bank-Grade Compliance by Default
UPI Autopay mandates, KYC regulations, and TDS rules — all handled. You focus on distribution.
KYC Master Direction
Full Aadhaar eKYC with consent capture and audit trail
UPI Autopay Mandates
NPCI-compliant mandate registration and execution
DICGC Insurance
Auto-display for bank RDs, disabled for NBFC products
TDS Compliance
Automatic TDS calculation, threshold alerts, 15H/15G support
Consent Management
Full audit trail for mandates, T&C, and data consent
PAN Verification
Real-time NSDL verification for all RD bookings
KYC Standards Compliant
AES-256 Encrypted
NPCI Autopay Ready
DICGC Insured
TDS Auto-Calculated
UIDAI Direct Verify
Partner Ecosystem
Same trusted network as our FD infrastructure. Multi-bank, multi-platform.
Bank & NBFC Partners
Distribution Partners
Launch RDs With Autopay in 3 Days
Same rapid go-live process as FDs. Provide brand assets, we handle the rest.
Day 0
You Provide
Day 1
We Configure
Day 2
Validate & Launch
Ready to Launch Recurring Deposits?
Add automated savings products to your app with UPI Autopay. Same SDK, same go-live speed as Fixed Deposits.